Savings Products
Share Savings Account
The share savings account is the credit union's base account. This account has a minimum balance requirement of $25 and will allow members to take advantage of all the services that the credit union offers. All credit union savings accounts are federally insured up to $100,000 by the National Credit Union Administration, an agency of the Federal Government.
Share Draft Checking Account
The credit union's share draft checking account is one of the most popular accounts at the credit union. The share draft checking account offers the following:
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No minimum balance requirement
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No per check charges
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No monthly maintenance fees
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Dividends paid when average daily balance is $500 and over
ReWARD Checking
ReWARD Checking is a FREE checking account that rewards members with
premium dividend rates and refunded ATM fees if they meet certain
criteria during each monthly statement cycle.
Holiday Savings & Special Accounts
These accounts allow members to save for any special occasion or purpose. Members may use direct deposit and payroll deduction services to build these accounts.
Money Market Account
For those members who want to earn a higher dividend on their savings without having to tie up their money in a term account, the credit union has available a money market account that offers a competitive dividend rate with a $2000 minimum balance requirement. Funds may be transferred from the money market account with ease.
Term Share Certificates
The credit union offers many different term savings options. With terms ranging from six to sixty months and minimum deposits as low as $500, there is an option for every member no matter what their investment needs are. Dividends on term share certificates are posted monthly and may be withdrawn, deposited to another account or accumulated on the term share certificate.
Individual Retirement Accounts
In order to assist our members with their retirement planning, the credit union has a variety of IRA investment options available. They range from an IRA savings account with a minimum balance of $5, to certificates ranging from 12 to 84 months at competitive rates. In addition to traditional IRAs, we offer both the Roth IRA and Education IRA.